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In today's mortgage environment quoting interest rates
can be misleading. To avoid confusion, we have decided to
obtain some information from you, the borrower, first.
Interest rates are generally set by the use of
"credit scoring". Borrowers with higher credit
scores (generally over 720) can obtain better interest
rates and fees than borrowers with lower credit scores
(under 640). In addition, some lenders may lower your fees
by 0.25% if you decide to have an impound/escrow account.
Based on this, Sequoia Pacific Mortgage Co. wants to
provide borrowers with the most accurate and competitive
rate quote that we can provide. To do this, we would like
you to complete our Loan Application and provide us
authorization to obtain a 3-merged credit report with
credit scores.
Upon receipt of your credit report, we will provide you
with our most competitive interest rate and fees.
What if I still want to compare your interest rate
before I give you any information, can I find out Sequoia
Pacific Mortgage Company's rates?
Sure you can! You can
always e-mail: info@sequoiapacificmortgage.com
or call us toll free at (800)834-7334 and we will be happy
to provide you with our interest rates, fees and answer
any of your real estate financing questions.
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**Please
note: Rates, fees and guidelines are subject to change without
notice.